MyTrendingStories suggests tricks about how to avoid scams? An online scam is any scheme designed to trick people out of money or steal their personal information that uses, or is delivered via, digital communications. Here are a few tell-tale signs you might be being scammed: Contact that is out of the blue – even if the person says they’re from a legitimate organisation like the bank, an embassy or your internet provider. Getting told there’s a problem with your phone, laptop or internet connections – often they will offer to fix your device or say they are from your phone or internet company.Being asked for passwords – legitimate organisations will never ask for the passwords to your online accounts.
Trending news from MyTrendingStories blogging platform: Hacking is an attack directly on computer systems or websites that contain financial information. Merchant account takeovers is a type of fraud that have been trending upwards over the last few years but exploded in 2020 and 2021. This is when a fraudster logs into a person’s merchant account (Amazon, Uber, Venmo) and uses saved payment information to make purchases for themselves. Merchant account takeovers can happen when a person uses the same password across multiple online accounts. If that log in information is leaked from any one website, scammers can do something called “credential stuffing”, where they use programs to test that log in information across hundreds or thousands of popular websites, hoping to get a hit. The best way to combat this type of fraud is to use strong, unique passwords for online accounts. Use a password manager can create and store unique passwords with ease. Learn more about password managers here.
mytrendingstories.com anti-scam advice: After gaining a person’s trust, scammers often present a story of a personal hardship or struggle to get the victim to send money. And nearly as often, victims fall for the bait out of a mixture of generosity and what they believed was a genuine connection with their online partner. This is a mistake. You should never send money to someone online, particularly someone who you have never met in person. Additional tips to prevent you from becoming a victim of romance scams: Research the person’s photo/profile using online searches (like Google Image) to see if the material has been used elsewhere. Look out for poor grammar, spelling, unusual expressions and flowery language that don’t coincide with the person they are pretending to be. Ask a lot of questions and note any inconsistencies in current or past information they provided. Never provide personal information, including account, passport, social security or credit card numbers. New online scams pop up every week. While the internet has changed the world for the better in many ways, there is a downside. Discover extra details at mytrendingstories scams.
MyTrendingStories shows how to escape scams: Beware of clicking on coupons from social media. If the coupon comes from the retailer’s official social media page, then you should be in the clear. But other times, fake coupons surface on social media pages that claim to be affiliated with retailers. For example, say you stumble onto a deal at Ross that isn’t promoted on any of Ross’ official media platforms. Instead of assuming that the deal is an inside scoop, contact your local Ross or try to track down the deal on Ross’ official website. Otherwise, you’re vulnerable to malware attacks. When you’re browsing the clearance section online, pay extra attention to final sale items. Final sale doesn’t always mean final prices, according to Consumerist. In fact, retailers will sometimes mark down the prices of their final sale items.
Your bank will never email you asking for your PIN or password. If you get an email or text from your bank about fraud, ask yourself whether or not that’s the usual way you receive contact from your bank. Think about whether it’s sensible for the bank to make contact in that way. The British Bankers’ Association’s Know Fraud, No Fraud campaign highlights eight things your bank will never do, including calling or emailing to ask you for your full PIN or any passwords. Banks will also never send someone to your home to collect cash, bank cards etc. Get clued up with the full ‘Things your bank will never ask you to do’ list. Web viruses don’t just ruin your computer. They can help steal money or even use PCs to commit crime. Some even lie dormant, waiting to be activated – as was the plan with 2014’s Gameover Zeus virus. To help prevent viruses keep your web browser up to date and your PC backed up with free antivirus software. See our guide on Free Antivirus Software. See more details on mytrendingstories.com.